Eclectic Narratives #10 - Insurance Without Assurance [#114]

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            “Why have my insurance rates increased so drastically in the past month,” he yelled into the phone’s receiver.

            “Give a moment to check your records sir,” the voice on the other end of the phone replied. “According to our records you’ve been in too many high-risk situations in the three months.”

            “Such as?” He growled into the phone.

            “If you recall the alien invasion at the beginning of the year,” they began. “You were right in the center of that, according to this document, sir. Lost a good chunk of your house and a car as well.”

            “I was a victim, so what?” The man’s temper flared.

            “Well if you’re in one alien invasion you’re at risk for another,” the voice explained.

            “That’s ridiculous,” he roared, “but there’s more, isn’t there?”

            “Correct sir,” they confirmed. “After the alien invasion, you lost a rental car during the monster attack two weeks later.”

            “What, was I supposed to outdrive a monster the size of a skyscraper?” The man grew more irritated, “that thing moved three blocks with each step.”

            “In addition sir,” the voice continued, “you’ve been a hostage in three separate supervillain incidents. You were possessed in the last demon incursion, and suffered a sprained ankle in last month’s earthquake.”

            “You’ve got to be kidding me,” the man groaned. “Just because of my horrendous luck and circumstances completely out of my control, you’re raising my rates.”

            “It’s policy sir, I’ve no control over it,” the voice on the other end of the line apologized.

            “I want to speak with your supervisor,” the man growled.

            “Okay sir, but they’ll just repeat what I’ve told you,” the voice warned.

            “I can’t believe this,” the man mumbled as the “please hold” music started.

~--~

            Meanwhile, in a dark, shadowy room in an undisclosed location.

            “Is he on to us?” The “supervisor” asked.

            “No commander, he still believes he is simply unlucky,” the “voice” replied.

            “Excellent,” the “supervisor” smiled, “keep him on hold, for now, let’s test the breaking point of his frustration.” The two shadowy figures laughed.

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Sometimes the world is out to get you, although it probably won't take the form of shadowy figures taking control of your insurance company just to torment you.

Until next time, Read, Comment and Enjoy

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